Mortgage Lenders
Whether you are considering shopping for your first home, buying a new home or refinancing an existing mortgage, we are here to help.
Whether you are considering shopping for your first home, buying a new home or refinancing an existing mortgage, we are here to help.
If you're a prospective homebuyer who would be more comfortable with a set monthly payment for the term of your loan, lock in a fixed rate for your home financing.
An adjustable-rate mortgage (ARM) usually starts at a lower rate than a fixed-rate loan, which translates to a lower payment for greater purchasing power. This introductory fixed-rate period is then followed by rate fluctuations based on a predetermined margin and a defined index. Interest rate changes are limited, or capped, at each adjustment and for the life of the loan. For more information, contact one of our Mortgage Lenders.
As a first-time homebuyer, you may qualify for advantages such as reduced closing costs, a low down payment, zero points and flexible qualifying guidelines. Products are available for 1 -4 family homes and condos. Let's explore your options together and find the financing solution that can make your plans possible.
Planning on building a new home? Our construction loan offers special benefits, flexible terms and competitive interest rates to help make your payments affordable while the home is being built and after you move in. Upon completion of the project, the loan will convert to a fully amortizing mortgage - without the need of a second closing.
Please view our Rates and Disclosures for more information.
Receive up to $15,000 in grant money through the Equity Builder Program.