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Personal Banking Services

Personal Banking ServicesFee
Abandoned Property Fee $25.00
Account Inactivity Fee1 (per month)$10.00
Account Research (per hour)$30.00
Automatic Transfer Fee$5.00
Cashier's/Treasurer's Check (1 free per day)$5.00
Check PrintingPrices Vary
CyberScout® Annual Charge$12.00
Foreign Check (Canadian & non-Canadian, plus correspondent collection fee)$15.00
Foreign Currency Exchange$8.00
Foreign Currency Purchase$15.00
Insufficient/Uncollected Funds2 (per item paid or returned)$32.00
IRA Transfer$25.00
Lost Passbook$10.00
Lost Safe Deposit Box Key$25.00
Medallion Signature Guarantee$20.00
Money Order (1 free per day)$3.00
New Account Closed within 6 months$10.00
Notary Fee (non-customer)$1.25
Photo Copies (per page)$0.50
Return Deposited Item$7.15
Return Deposited Item (Loan Payments)$10.00
Statement Copy$5.00
Stop Payment$32.00
Tax Levy or Garnishment/Other attachments$75.00

Wire Transfers

Wire Transfers
Domestic Incoming$10.00
Domestic Outgoing$20.00
International Incoming$30.00
International Outgoing$40.00
(foreign & special wire services subject to additional pricing)

Tiered Money Market Service Fee

High Yield SavingsMinimum Daily Balance to avoid Service ChargeMaintenance Service Charge
Tiered Money Market$500.00$6.00

1 Account Inactivity Fee is charged monthly & applies to checking & savings accounts with balances of $100 or less that have no customer-initiated activity after one year.

2 May be imposed on overdrafts created by checks, in person withdrawals, ATM withdrawals, or other electronic means. May be imposed when checks and items presented by electronic means are returned unpaid. For consumer accounts only: If the item presented is $5.00 or less or your account balance is overdrawn by $5.00 or less, there will be no charge. Limit of 5 charges per day on the total fees we will charge for overdrawing your account.

Safe Deposit Boxes6

Various sizes are available at our Massachusetts offices in: Agawam, Easthampton, Hadley, King Street, Northampton, South Hadley, Belchertown, Westfield Offices.

Debit Card Services 7

Replacement Cards: $10.00

6 Safe Deposit Boxes are not insured by the FDIC.

7 Not responsible for surcharges or fees imposed by other banks, ATM operators and/or any networks based outside of the continental United States, Alaska, Hawaii or U.S. Territories.