It is best to avoid using email to share any sensitive information. Furthermore, it is important to be extra cautious of emails that ask you to provide any sort of personal information.
Email Fraud
Email is not a secure transmission route so you should never include sensitive personal information like your social security number, account number or personal identification number (PIN) in an email.
Do not provide your email address to third party websites without reading the privacy and security policies and terms and conditions of these sites to ensure you understand the circumstances in which your email address will be used. Third party websites may have privacy policies that are different from bankHometown's.
Phishing
Phishing is a scam tactic that comes in the form of a fraudulent email directing recipients to websites where they are asked to provide confidential, personal and financial information. These emails may vary significantly. Some claim that the individual's personal information is necessary to assist in the fight against terrorism or for some other alleged legal purpose. Other emails purport to be from government agencies or legitimate financial institutions. The email may claim that there is a problem with an account and will provide a link to a site that may look authentic. You may be asked to input personal information such as bank account numbers, PINs or a Social Security Number. These fraudulent schemes are commonly known as "phishing." DO NOT provide any personal information by clicking on the link. bankHometown will never call you and ask for personal information over the telephone or request personal information via email.
Reporting Fraudulent Activity
If you suspect suspicious or fraudulent activity related to your bankHometown account(s) please let us know right away at 855.527.4111. You should also contact your Internet Service Provider so they may block suspect companies from your email inbox. To learn more about how to control and manage your incoming emails, please refer to your Internet Service Provider's online resources. Additionally, we advise that you report any suspicious email activity to the Federal Trade Commission. Submit information regarding the "phishing" file by entering a complaint with the FTC website. If you believe you have been defrauded, you can also file your complaint on the website. It also offers resources with information on how to minimize the financial damage from identity theft.